Is it in my best interest to schedule a free consultation with a lawyer?
The answer depends on the specific facts of your case. In most of the cases that I have handled where my client was negotiating with the insurance company prior to retaining a lawyer, the insurance company offered the client less money to settle the claim prior to retaining a lawyer. This may be because the client was unaware of additional issues which affect the value of their potential case or because the insurance company was taking advantage of an unrepresented party. I would recommend contacting an attorney for a free case evaluation to determine these issues. You should be aware that insurance companies will look for any reason to deny coverage or settle for less. Don’t be fooled, the insurance company is not your friend.