Hurricane and Storm Damage Claim Denials Accidents

Hurricanes are a fact of life here in Florida. As these storms seem to increase in intensity every year, we are hearing from more and more clients whose homeowners insurance claims for hurricane damage are being denied. This is not right.

The State of Florida requires homeowners to insure their property and many of the damages caused by hurricanes are covered by basic policies (the exception is flooding, which requires a separate flood insurance policy). As long as your insurance policy is in good standing and your home’s damages are covered by the policy, your claim should not be denied.

The Hurricane Deductible

Florida does allow insurers to apply a “hurricane deductible” to their policies, but all this means is that you will have to pay your deductible before insurance will pay. It does not mean that you do not have hurricane coverage.

Contact An Insurance Attorney When Claims Are Denied

Sometimes, insurance companies deny claims that appear to be completely within reason. If you have reviewed your policy and are certain your damages should be covered, yet have had your claim denied, contact our personal injury law firm right away. We can help you fight for your right to coverage. We’ll examine your policy and negotiate with your insurer to help you get the compensation you need to get your home back in order.

Contact The Beregovich Law Firm for a free consultation by calling (800) 631-9009 or email us at info@beregovichlaw.com to arrange your no obligation consultation.