What Does Florida’s No-Fault Auto Insurance Law Mean For Car Accident Victims?

Florida is considered a “no-fault” auto insurance state. This does not mean that drivers can’t be held responsible for causing a car accident. Rather, it is an auto insurance issue that is intended to help those who have been in car accidents quickly obtain insurance money to help pay for medical bills and property damage. 

Under state law, all drivers are required to carry at least $10,000 in Personal Injury Protection (PIP) auto insurance. If you are involved in an accident, you can file a claim with your own insurance provider to help pay for any expenses incurred. The intent was to help speed up payments to injured parties without having to go through a legal battle to determine fault and then work with the other insurance company to get a payout.

No-Fault Does Not Mean No Claim

Just because Florida is a no-fault state does not mean a victim can’t file a claim against the other party. Drivers who caused a car accident in Florida can still be sued. PIP coverage only covers 80% of medical bills and 60% of lost wages or income and it only kicks in after the deductible has been met. In many cases, this is simply not enough compensation to cover all of the costs associated with the car accident and a car accident lawsuit may be pursued.

Another exception is if permanent injuries or death occurred. In that case, the one who caused the accident can be sued directly regardless of the no-fault coverage.

Meet With Our Florida Car Accident Attorney To Determine Your Next Steps

If you have been injured in a car accident, you may have basis for a claim, despite the state’s no-fault law. Contact The Beregovich Law Firm for advice and a legal assessment of your situation. You may be able to obtain additional funds to help pay medical bills, replace lost income, and repair or replace your car.

Call (800) 631-9009 or email us to arrange a consultation at your convenience.

Should You Take a Settlement in a Nursing Home Abuse Case?

There are thousands of nursing home lawsuits filed every year in the U.S., yet very few of them make it to court. Most cases are settled out of court, but is it in your best interests to accept a settlement offer?

In many situations, yes. 

Nursing home abuse or negligence cases are trying. They are trying emotionally. They are trying in terms of the time commitment involved. They are trying for both sides and for everyone affected. 

A settlement can bring closure to victims and/or their families and still provide them with adequate compensation for the injuries suffered. A settlement also guarantees certain compensation and actions required of the nursing home or its staff…going to court provides no such guarantee.

The Benefits of Settling Nursing Home Abuse Cases

Many families at first feel reluctance to accept a nursing home settlement offer, thinking that they are letting the nursing home off easy or feeling guilty about abandoning their pursuit of justice. In reality, a settlement isn’t simply a “take it or leave it” offer made by the nursing home’s attorneys as a way to make the case go away. Settlements are compromises that are legally negotiated between the nursing home and the victim/victim’s family members. In many cases, settlements are negotiated after legal proceedings have begun.

In a settlement, both sides agree to a set of facts and a compensation award in order to avoid going to trial. Settlements still provide plaintiffs with financial compensation to cover personal injury and medical costs, disability, disfigurement, emotional distress, and any legal fees that may have been incurred.  

The benefits of accepting a nursing home abuse settlement include:

  • A guaranteed award.
  • No chance of a case being dismissed.
  • Faster closure of the entire process.
  • Fewer legal fees.
  • More private and less intrusive to families.
  • Eliminates the stress of a trial.

Is Settlement Right for You?

Just because many nursing home abuse cases are settled out of court does not mean it’s the right solution for you. The only way to know if the settlement offer is fair and just or if you would be better off going to trial is to consult an experienced nursing home abuse attorney.

Andres Beregovich can help you determine if you should accept a nursing home settlement offer or not. He has the experience to know what a settlement should include and whether or not an offer is a fair compromise for the victim and his or her family. The legal issues surrounding nursing home cases are complex and can be confusing to try and navigate on your own.

Obtain the best solution for your family. Contact The Beregovich Law Firm to find out if a nursing home settlement is right for you or if you are better off going to trial. 

Call (800) 631-9009 or email us to arrange a consultation to discuss your situation. We promise to listen to your concerns and provide an honest assessment of the case.